Why do I need life insurance?
Why is life insurance a good idea?
It’s never easy to cope when someone close to you dies. Grief is a natural reaction and coping with the pain and loss can be even more difficult if there are added financial pressures. Nobody really wants to think about dying but it makes sense to plan for what could happen and help make it easier for those left behind. It won’t stop the grief but it can help support your family after you die.
How will your family cope if one or more of the main earners dies?
For example:
- how will the mortgage and any other debts be repaid?
- what, if anything, will replace the regular income?
- how will your children be looked after?
- how will your children’s further education be paid for?
If you want to make sure your family can maintain a reasonable standard of living without undue financial concerns, it makes sense to prepare for both unforeseen- and foreseen circumstances – and protect your family.
Testimonials
Thank you very much for sorting out our mortgage! You have been brilliant. Definitely recommend you to anyone and will be dealing with you in the near future.
Just to say a massive thank you for all your invaluable help. It is very much appreciated. Couldn’t have done it without you.
Just a little note to say thank you once again for all your help and support with our (TRICKY!) remortgage. We really do appreciate all the time and effort you put into sorting it out.
Thank you so much for once again being immense help with our mortgage and insurances. We’re thrilled to have moved and are enjoying the unpacking and planning DIY!
Many thanks for all your help in getting back on the property market. Your help and advice has been invaluable.
From the both of us, our very sincere thanks to you for all your help and advice over the past few months. It has been a long road to get here and you have worked so hard for us, we really can’t thank you enough. We’re so pleased to finally own our own home, and you have been a huge help in making that happen.
Adaptability; in being very professional, whilst always taking the time to go over anything that was miss understood our end to making the experience very enjoyable and a good laugh. Richard is now a contact for life
Richard is an excellent adviser who is always pragmatic, honest and realistic in his approach. We have really valued his kindness and patience with us over all our dealings with him.
Very professional, very honest, gives you 150% customer service. We never trusted any other advisor the way we trust Richard