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Protecting what matters most in your life

Mortgage Payment Protection Insurance

Mortgage Payment Protection Insurance or ASU (accident, sickness and unemployment) works in a similar fashion to Permanent Health insurance / income protection. The major difference is that the amount of cover is normally the amount of your mortgage payments rather than your monthly income.

Also the plan normally only pays out for a maximum period of 1-2 years so that even if you have not returned to work your benefit payments will cease after a specified time.

This shortened payment term does have an upside as the costs are normally a lot less and can provide more short term cover at a more competitive premium.

At Pure, we will investigate which options are best suited to your needs and base our advice on a comparison between all the plans on offer.